Life Insurance Cover Calculator Life Insurance Cover Calculator Protection Duration Select the duration you want your coverage to last (in years) 18 yrs 60 yrs Your Age Retirement Age Yearly Expenses (₹): Enter your total yearly expenses Yearly Income (₹): Enter your total yearly income I have existing loans and insurance Outstanding Loans (₹): Enter any unsecured outstanding loans. Existing Life Insurance Cover (₹): Enter your existing life insurance cover. Calculate Insurance Cover Minimum cover required for you is * Protection Duration: *based on methods stated in NISM XB