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Effective Date: 24 September 2024

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All information, data, and opinions provided are impersonal unless expressly delivered under a formal advisory engagement. Past performance is not indicative of future results. Performance illustrations may assume ideal market conditions without accounting for transaction costs, taxes, management or performance fees, dividend reinvestment, or liquidity constraints, and actual results may differ materially. The “Nobias Credibility Badge” reflects historical performance of authors and does not predict or assure future outcomes. These past performance returns do not represent returns that any investor actually earned. Assumptions made include the ability to purchase the stocks recommended by the author on liquid markets, where the transaction would be at the market price for the day. In reality, a loss in liquidity may have a material impact on the returns that may have been actually earned. Further, returns are calculated without including transaction costs, management fees, performance fees or expenses, or reinvestment of dividends and other income.

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